There are several ways to check if your property is at risk of natural hazards:
How to check if your property is at risk of natural disasters?
Check the council’s hazard portal: Most councils in New Zealand have an online hazard portal that allows you to check your property’s risk of natural hazards, such as flooding, landslides, and earthquakes. You can find your local council’s website and search for their hazard portal to get started.
Landcheck it: Purchase a Landcheck report. This will provide you with a hazard impact rating for 10 different natural hazards, as well as an overall risk rating for your property. All you need to do is search for your address.
Review property reports: If you are buying or selling a property, your real estate agent or solicitor may provide you with a property report that includes information about any known natural hazards on or near the property.
Consult with a Geotechnical Engineer: A geotechnical engineer can assess your property’s risk of natural hazards and provide you with expert advice on how to manage those risks. You can find a qualified geotechnical engineer through the Engineering New Zealand website.
It’s important to note that even if your property is not identified as being at high risk of natural hazards, it’s still important to be prepared and have a plan in case of an emergency.
Landcheck mitigates your risks
When buying a home in New Zealand, there are several risk mitigation measures that you can take to protect yourself, your whānau, and your investment.
By taking these risk mitigation measures when buying a home in New Zealand, you can make an informed decision and protect yourself against potential risks and hazards. It’s also a good idea to consult with professionals and seek legal advice to ensure that you fully understand the risks and implications of purchasing a property.
Landcheck it
If you’re interested in a property, before moving ahead with due diligence you should first understand if the property is at risk of any natural hazards, as this knowledge may stop you from pursuing the property, saving time and money that you would have otherwise spent.
Check your insurance
Make sure you have adequate insurance coverage for natural hazards that are common in your area. Homeowners insurance policies in New Zealand typically cover damage from natural disasters, but it’s important to double-check your policy and make sure you understand what’s covered.
Maintain your property
Keeping your property well-maintained can help prevent damage during natural disasters. For example, trimming trees around your property can reduce the risk of falling branches during high winds.
Secure your property
Take steps to secure your property against natural hazards. This might include installing storm shutters, reinforcing your roof, or retrofitting your home to make it more earthquake resistant.
Stay informed
Keep up to date with weather and hazard alerts issued by local authorities. This will give you time to prepare and take action if necessary.
Have an evacuation plan
If you live in an area that’s at high risk for natural disasters, have an evacuation plan in place. Make sure everyone in your household knows the plan and where to go if you need to evacuate.
Have an emergency kit
Prepare an emergency kit that includes essentials like food, water, first aid supplies, and flashlights. Make sure everyone in your household knows where the kit is stored and how to use its contents.